John Deere Financial in Europe, CIS and Russia

Financing Productivity

John Deere Financial is the right financing team to enable improved customer productivity.

John Deere Bank S.A., with headquarters in Luxembourg, was established in 2000 and is regulated by the CSSF. It is an associated company of John Deere Financial, a wholly-owned subsidiary of Deere & Company, the world’s leading producer of agricultural equipment.

In addition to our headquarters in Luxembourg, we also have John Deere Bank subsidiaries or representative offices in Germany, Spain, Switzerland and the United Kingdom.

In France, Italy and Poland John Deere Bank works closely and successfully together with Group Credit Agricole, either through joint venture or co-operation agreements.

In addition to John Deere Bank and its six associated offices, today John Deere Financial offers financial programs through co-operation agreements with in-country lenders in Ireland, Portugal, Netherlands, Sweden, Denmark, Estonia, Latvia, Lithuania, Bulgaria, Austria, Czech Republic and Ukraine. In Russia we offer leasing solutions in both the Agricultural and Construction markets as well as offering wholesale solutions to support the dealer network.

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Austria

John Deere Financial in Austria

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with Raiffeisen Leasing in Austria in December 2014 to support sales of John Deere agricultural and turf equipment.

Bulgaria

John Deere Financial in Bulgaria

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with UniCredit Leasing EAD – Member of UniCredit Group in Bulgaria, in April 2014 to support sales of John Deere agricultural equipment.

Czech Republic

John Deere Financial in the Czech Republic

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with UniCredit Leasing CZ, a.s. in the Czech Republic in February 2015 to support sales of John Deere agricultural and turf equipment.

Denmark

John Deere Financial in Denmark

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with Nordea Finans Denmark A/S in October 2012 to support sales of John Deere agricultural and turf equipment.

Estonia

John Deere Financial in Estonia

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with Nordea Finance Estonia Ltd in December 2012 to support sales of John Deere agricultural and turf equipment.

France

John Deere Financial S.A.S. (France)

John Deere Financial S.A.S., located in Ormes, France, operates as a joint venture between John Deere Bank S.A. and Credit Agricole, a major French bank. John Deere Financial S.A.S. provides business customers retail financing solutions, including loan, lease and rental finance for the purchase of agricultural and turf equipment. In addition, John Deere Financial branded homeowner finance is provided via CA Consumer Finance SA, a Credit Agricole subsidiary and John Deere Financial branded used agricultural vehicle breakdown warranty is provided by Pacifica, a Credit Agricole subsidiary.

Germany

John Deere Bank S.A., Germany

John Deere Bank's representative office in Germany is located in Bruchsal, which is also the location of the German branch of John Deere. The focus of the Sales & Marketing Team located in Bruchsal and the Area Representatives is to support the sale of John Deere products through offering various retail and wholesale financial services to customers and dealers. All back office operations are conducted in Luxembourg.

Ireland

John Deere Financial in Ireland

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with the Bank of Ireland in August 2011 to support sales of John Deere agricultural and turf equipment.

Italy

John Deere Acceptances S.r.l., Italy

John Deere customers and dealers are supported through a cooperation agreement between John Deere Acceptances S.r.l., a subsidiary of John Deere Bank S.A., and Cariparma, an Italian bank which is part of the Credit Agricole Group. John Deere Acceptances S.r.l. provides certain front office support, while back office functions including funding is provided by Cariparma. The office is located in Vignate (Milano), Italy.

Latvia

John Deere Financial in Latvia

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with JSC Nordea Finance Latvia in October 2012 to support sales of John Deere agricultural and turf equipment.

Lithuania

John Deere Financial in Lithuania

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with Nordea Finance Lithuania UAB in October 2012 to support sales of John Deere agricultural and turf equipment.

Luxembourg

John Deere Bank SA, Luxembourg

In our Luxembourg office, there are approximately 70 employees representing 16 different nationalities which provides an incredibly enriching environment for our team. Our daily office communications are as diverse as our employees’ countries-of-origin, but mostly held in English, German and French. This excellent and stimulating office atmosphere complements a team of highly engaged employees working on a variety of projects that require equally diverse skills.

The largest departments at John Deere Bank - Luxembourg headquarters are financial management, accounting and information technology. In 2005, John Deere Bank also established a wholesale credit operation which manages most European John Deere dealer receivables.

Netherlands

John Deere Financial in The Netherlands

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with BNP Paribas Leasing Solutions in March 2011 to support sales of John Deere agricultural and turf equipment.

Poland

John Deere Financial in Poland

John Deere Financial in Poland provides comprehensive and innovative financing solutions to end-customers including loans, lease and rental services. Finance solutions are available for both Agricultural and Turf equipment. Territory Finance Managers support John Deere dealers across Poland by providing tailored and customized finance offers. Our office is in Tarnowo Podgórne, near Poznań.

Portugal

John Deere Financial in Portugal

In cooperation with a local bank, Banco BPI S.A., John Deere Financial offers loan and leasing products through a vendor-financing program. Business in Portugal began in April 2003 and this program is managed from John Deere Bank.

Russia

John Deere Financial in Russia

In 2003 John Deere opened a branch in Russia - John Deere Agricultural Holdings (JDAH). In 2009 JDF launched Wholesale financing. In May 2011 JDF established a fully owned captive leasing company John Deere Financial, LLC located in Moscow. The leasing company provides finance lease solutions to John Deere customers in agricultural, construction and forestry industries throughout Russia.

Spain

John Deere Bank Sucursal en España, Spain

John Deere Financial in Spain opened in September 2002. This branch of John Deere Bank S.A. (Luxembourg) trades as John Deere Financial throughout Spain and offers loan products to its customers. The Spanish operations are located in the offices of John Deere Iberica in Parla, near Madrid, Spain. Since 2009, Leasing solutions are provided via a cooperation agreement with Credit Agricole Leasing.

Sweden

John Deere Financial in Sweden

John Deere Bank S.A. (Luxembourg) entered into a cooperation agreement with Swedbank AB in June 2012 to support sales of John Deere agricultural and turf equipment.

Switzerland

John Deere Financial in Switzerland

Our John Deere Financial team in Schaffhausen supports John Deere International`s business. John Deere International is unique in Region 2 covering sales in more than 50 countries, including Western and Central Europe as well as North Africa, Middle East and the Commonwealth of Independent States (CIS).

Developing and providing financing solutions for customers and dealers in a variety of emerging financial markets is a big challenge, however, being exposed to such a wide range of international financing scenarios makes working in this unit very rewarding.

UK

John Deere Bank S.A., United Kingdom

John Deere Financial in the United Kingdom, which consists of England, Scotland, Wales, and Northern Ireland, was established in 1996. John Deere Financial in the UK operates as a branch of John Deere Bank S.A. Luxembourg. Employees are located in Langar, Nottinghamshire and Gloucester, England.

Ukraine

John Deere Financial in Ukraine

John Deere Financial in Ukraine manages dealer receivables and supports order bank Management.

Furthermore, larger cross-border financing transactions are supported by Global Trade Finance group.

In late 2012, JDF also established a retail finance program in cooperation with Raiffeisen Group and European Bank for Reconstruction and Development (EBRD).

Corporate Governance

At John Deere, our actions are guided by our core values of integrity, quality, commitment and innovation. We are committed to living our values and, through doing so, building a business as great as our products. Throughout its history, our company has earned a reputation for high quality and integrity, and this has been an asset of incalculable value. We strive to live up to these expectations, not just because it is good business, but because it is the right thing to do. Our core values are never to be compromised for immediate success. We aspire to performance that endures, thereby creating the John Deere experience of genuine value for our employees, our customers and our stakeholders.

Learn more about our corporate governance.

Remuneration Policy

At the Board Meeting held on 14th December 2016, the John Deere Bank S.A. Board of Directors adopted a revised Remuneration Policy.